Invoice financing

Get paid now for invoices due later. An investor buys the invoice at a discount and you receive the advance; when your customer pays, the payment goes to the investor.

Demo terms are assumptions

Every invoice is priced the same way: investors buy at 3% below face value and Pact keeps 0.5% of face value from the advance. This is not underwriting, a credit score or a repayment guarantee.

Eligible to finance

$5,800.00

2 invoices, face value

Advances received

$4,825.00

All time, after Pact’s fee

Owed to investors

$3,200.00

$1,800.00 forwarded so far

Overdue

$0.00

0 past maturity, unpaid

Invoice	Customer	Maturity	Face value	Net advance	Status
INV-1057	Tideworks lena@tideworks.example	Nov 29, 2026	$2,250.00	$2,171.25	Requested
INV-1055 Lotus Capital	Bluebird Health dana@bluebird-health.example	Nov 22, 2026	$3,200.00	$3,088.00	Funded
INV-1060	Northwind Traders alex@northwind.example	Dec 4, 2026	$4,800.00	$4,632.00	Eligible
INV-1042	Acme Robotics jordan@acme-robotics.example	Dec 4, 2026	$1,000.00	$965.00	Eligible
INV-1048 Lotus Capital	Monograph Co. ravi@monograph.example	Nov 1, 2026	$1,800.00	$1,737.00	Repaid
Total	5 invoices		$13,050.00	$12,593.25

3 other open invoices can’t be financed: drafts, part-paid or past due. See all invoices